{"id":8291,"date":"2021-09-28T13:22:32","date_gmt":"2021-09-28T19:22:32","guid":{"rendered":"https:\/\/tripinsurancestore.com\/blog\/?p=8291"},"modified":"2022-09-16T09:17:26","modified_gmt":"2022-09-16T15:17:26","slug":"how-is-a-positive-covid-test-at-the-cruise-terminal-covered","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/how-is-a-positive-covid-test-at-the-cruise-terminal-covered\/","title":{"rendered":"How is a Positive Covid Test at the Cruise Terminal Covered?"},"content":{"rendered":"
Subscribe<\/a><\/div>\n

Hi Steve, In “Does a Trip Cancellation plan Cover a Last-Minute Positive Covid Test?”<\/a>, you said that your plans will cover me if I have a positive Covid test result just before I leave on my trip as long as I see a doctor who tells me that I have to cancel my trip.<\/p>\n

But, how am I covered if I am denied boarding based on a positive Covid test at the cruise terminal when no doctor is present? Would I be covered for reimbursement by my Trip Cancellation insurance? We are flying from Florida to Canada and boarding the ship there after we leave home. Thanks! Ed<\/p><\/blockquote>\n

If you have a positive Covid test result after you have left home, but before you get on the cruise ship, you still must see a doctor<\/strong> who will likely tell you that you have to cancel your trip. It’s possible that the doctor will do a second test to rule out a false positive because they happen more often than people realize. In fact, two co-hosts of \u201cThe View\u201d said yesterday that their results from Friday turned out to be false positives<\/a>.<\/p>\n

And, on Thursday, September 16th, a customer named Barry sent this email: “I have just got a positive Covid test result. I think it is a false positive but can you put a hold on the insurance until I\u2019ve cleared this up and let you know?” Then, on September 17, 2021, Barry sent this email: “I got a negative test result this time so we are good to fly!”.<\/p>\n

I recently got a call from Sheila in Texas who said “I’m going to Miami in December and if I test positive at the pier, how do I find a doctor I can see in Miami?” I suggested she make a list of doctors prior to going to the area in case she has to see one. She can also see a doctor by a video conference.<\/p>\n

If you do not see a doctor<\/strong>, and instead, decide to interrupt your trip based on the positive Covid test, there are no Trip Cancellation plans<\/a> that will cover you simply because you receive a positive Covid test without documentation you saw a doctor. Another reason to see a doctor is that if you need to be quarantined, only a doctor can order you into a medically-imposed quarantine.<\/p>\n

At the risk of sounding redundant, this is what you need to do if you receive a positive Covid test or even if you got the Coronavirus:<\/p>\n

    \n
  1. See a doctor that you are not related to in person or by a video conference and<\/strong><\/li>\n
  2. If he or she says that you cannot continue on your trip, all of our Trip Cancellation plans<\/a> will cover you the same as any other illness or injury<\/a>.<\/li>\n<\/ol>\n

    If what I said in #2 wasn’t clear, here it is again: If you test positive at the pier,\u00a0you must see a doctor <\/strong>because it\u2019s a medical condition. If he or she says that you cannot continue on your trip, all of our Trip Cancellation plans<\/a> will cover you the same as any other illness or injury<\/a> .<\/p>\n

    Depending on what the doctor says, you can be covered for any of these benefits: Extension of Coverage, Trip Delay, Medical, Emergency Medical Transportation and \/ or Trip Interruption. Look at at this post I wrote on Dec 31,2021:
    \n    https:\/\/tripinsurancestore.com\/blog\/are-quarantine-costs-covered-if-i-test-positive-for-covid\/<\/a><\/p>\n

    I cannot say if any of the other Trip Cancellation plans we do not sell will cover you, so you will have to check with them.<\/p>\n

    The only plan you can get that will cover you if you have to cancel your trip for a not-covered reason<\/a> like being worried that you will have Covid or that you will potentially get Covid on your trip is one with the Cancel For Any Reason coverage<\/a>.<\/p>\n

    However, one drawback to the Cancel For Any Reason coverage<\/a> is that you have to cancel your trip not less than two calendar days before you leave on your trip.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Subscribe Hi Steve, In “Does a Trip Cancellation plan Cover a Last-Minute Positive Covid Test?”, you said that your plans will cover me if I have a positive Covid test result just before I leave on my trip as long as I see a doctor who tells me that I have to cancel my trip. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-8291","post","type-post","status-publish","format-standard","hentry","category-ask-steve-dasseos"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/8291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=8291"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/8291\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=8291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=8291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=8291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}