{"id":6479,"date":"2015-11-12T14:29:56","date_gmt":"2015-11-12T20:29:56","guid":{"rendered":"https:\/\/tripinsurancestore.com\/blog\/?p=6479"},"modified":"2015-11-12T14:29:56","modified_gmt":"2015-11-12T20:29:56","slug":"dont-round-your-insured-trip-cost-down","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/dont-round-your-insured-trip-cost-down\/","title":{"rendered":"Don&#8217;t Round Your Insured Trip Cost Down"},"content":{"rendered":"<div align=\"right\"><a title=\"Subscribe to my Wall Street Journal Recommended Blog\" href=\"http:\/\/eepurl.com\/wCXYr\" target=\"_blank\" rel=\"noopener noreferrer\">Subscribe<\/a><\/div>\n<p>I took a call a few weeks ago on one of the Saturday mornings I was working (yes, I work on weekends, too) from someone who wanted to be sure they had <a href=\"https:\/\/tripinsurancestore.com\/how-travel-insurance-pre-existing-medical-conditions-coverage-works\/\" target=\"_blank\" rel=\"noopener noreferrer\">Pre-existing Conditions coverage<\/a>. I asked, &#8220;What is your per person prepaid, non-refundable trip cost?&#8221;<\/p>\n<p>She said &#8220;It&#8217;s $4,000 each&#8221;. I asked &#8220;Really, it&#8217;s exactly $4,000 each?&#8221; and she said, &#8220;Well, it&#8217;s really $4,009 but I don&#8217;t want to insure the extra $9 each.&#8221;<\/p>\n<p>You might be wondering why I did not let her statement &#8220;It&#8217;s $4,000 each&#8221; go unchallenged. It&#8217;s because she wanted Pre-existing Conditions coverage. In fact, even if she never said anything about it, I still would have challenged her response since it&#8217;s unlikely that she would have known that many plans require you insure at least your <a href=\"https:\/\/tripinsurancestore.com\/what-is-your-trip-cost\/\" target=\"_blank\" rel=\"noopener noreferrer\">trip&#8217;s full prepaid, non-refundable cost<\/a>. In other words, you can&#8217;t round it down.<\/p>\n<p>I am fully aware of the fact that she could have gone to any of my <span style=\"text-decoration: line-through;\">adversaries<\/span> competitors for travel insurance advice. Since she came to <a title=\"Travel Forums' Most Recommended Travel Insurance Website\" href=\"https:\/\/tripinsurancestore.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">TripInsuranceStore.com<\/a>, I assume that she wants the truth about how trip cancellation travel insurance works. Besides getting the truth from us, she also gets to experience first-hand what it&#8217;s like to receive personalized service and an intelligent conversation about how travel insurance works.<\/p>\n<p>I do not mean to imply that any of the other <span style=\"text-decoration: line-through;\">copy-cat<\/span> websites give sub-standard advice, nor fail to ascertain exactly what a traveler needs. I&#8217;m sure they know what works for them.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Subscribe I took a call a few weeks ago on one of the Saturday mornings I was working (yes, I work on weekends, too) from someone who wanted to be sure they had Pre-existing Conditions coverage. I asked, &#8220;What is your per person prepaid, non-refundable trip cost?&#8221; She said &#8220;It&#8217;s $4,000 each&#8221;. I asked &#8220;Really, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-6479","post","type-post","status-publish","format-standard","hentry","category-vent-spleen"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/6479","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=6479"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/6479\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=6479"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=6479"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=6479"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}