{"id":5686,"date":"2014-06-30T14:14:39","date_gmt":"2014-06-30T19:14:39","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=5686"},"modified":"2014-06-30T14:14:39","modified_gmt":"2014-06-30T19:14:39","slug":"we-dont-sell-travel-insurance-to-everyone","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/we-dont-sell-travel-insurance-to-everyone\/","title":{"rendered":"We Don&#8217;t Sell Travel Insurance To Everyone"},"content":{"rendered":"<div align=\"right\"><a title=\"Subscribe to my Wall Street Journal Recommended Blog\" href=\"http:\/\/eepurl.com\/wCXYr\" target=\"_blank\" rel=\"noopener noreferrer\">Subscribe<\/a><\/div>\n<p>I can&#8217;t believe it&#8217;s been three months since I&#8217;ve wriiten here. I am very thankful for the way things are going at <a title=\"TripInsuranceStore.com\" href=\"https:\/\/TripInsuranceStore.com\" target=\"_blank\" rel=\"noopener noreferrer\">TripInsuranceStore.com<\/a>. I have one large project that is getting close to the end.<\/p>\n<p>Plus, there are always things to write about, but I suffer from information overload along with the rest of you. I try to look for recurring subjects that I think will be of interest. Sometimes they are obvious, while other times there is just too much that clutters up my mind.<\/p>\n<p>For example, I have a draft called &#8220;I love Lawyers&#8221;, another about China, Russia and the Petrodollar plus a few other ones that could be interesting. This time I&#8217;ll be writing about why we sometimes refuse to sell travel insurance to people who call us. There are a few main reasons why this is:<\/p>\n<ul>\n<li>When what they want to cover is something that cannot be covered. Sometimes what they want covered isn&#8217;t insurable like going to Cancun and it rains the whole time. Other times people are past the deadlines and travel insurance would be a waste of money. Can they still buy a plan? Yes. Will we sell it to them? No. Can they find someone online to sell them a plan? Yes. if they have a claim, will it get paid? No. Will they be mad at us and bad-mouth us to everyone they know? Nope! Read this for more info: <a title=\"Don't Buy Travel Insurance When You're Ill\" href=\"http:\/\/tripinsurancestore.com\/blog\/dont-buy-travel-insurance-when-youre-ill-and-past-the-deadlines\/\" target=\"_blank\" rel=\"noopener noreferrer\">Don&#8217;t Buy Travel Insurance When You&#8217;re Ill and Past the Deadlines<\/a><\/li>\n<li>When someone is being deceptive with us. Everybody makes mistakes when recalling details or giving information. I&#8217;m not talking about someone forgetting that their thyroid medication was adjusted 172 days ago. Or that their uncle had some procedure 2 months ago. I&#8217;m talking about the people that just lie to us. It happens more often than I originally expected. Here&#8217;s the most blatant example I&#8217;ve had (some since have come close): <a title=\"Do Callers Think We Were Born Yesterday?\" href=\"https:\/\/tripinsurancestore.com\/blog\/do-callers-think-we-were-born-yesterday\/\" target=\"_blank\" rel=\"noopener noreferrer\">Do Callers Think We Were Born Yesterday?<\/a>. In a nutshell, he wanted coverage for Hurricane Irene and claimed he didn&#8217;t know it was just off the coast of Florida at the time. I have a copy of the National Hurricane Center&#8217;s satellite image on that blog.<\/li>\n<li>If they are someone who isn&#8217;t eligible to buy a policy. These people are the opposite of the ones who lie to us. They are completely truthful. And, if they were eligible to buy a policy we would be happy to do business with them. I spoke with a nice lady last week from England who told me that her family was taking a cruise on July 28th. She completely understood that it wouldn&#8217;t cover her because she lived outside the USA.<\/li>\n<\/ul>\n<p>If you aren&#8217;t one of the above, call us. We&#8217;ll help you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Subscribe I can&#8217;t believe it&#8217;s been three months since I&#8217;ve wriiten here. I am very thankful for the way things are going at TripInsuranceStore.com. I have one large project that is getting close to the end. Plus, there are always things to write about, but I suffer from information overload along with the rest of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-5686","post","type-post","status-publish","format-standard","hentry","category-how-travel-insurance-works"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/5686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=5686"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/5686\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=5686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=5686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=5686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}