{"id":5448,"date":"2013-10-15T14:14:08","date_gmt":"2013-10-15T19:14:08","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=5448"},"modified":"2013-10-15T14:14:08","modified_gmt":"2013-10-15T19:14:08","slug":"gina-didnt-need-trip-insurance-until-now","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/gina-didnt-need-trip-insurance-until-now\/","title":{"rendered":"Gina Didn’t Need Trip Insurance Until Now"},"content":{"rendered":"
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We are 63 and 58 and are taking a Caribbean cruise Oct. 21st. We booked it 8 months ago and it’s paid in full. Until today I didn’t need travel insurance. We never buy it because it’s a waste of money. I had an allergic reaction to an antibiotic on Friday and went into anaphylactic shock, and almost died. My doctor said I might want to cancel my cruise but she said if I want to go she can give me a doctors note ok’ing my travel. I don’t want to lose the $4,282 we spent for this cruise. What plan do you recommend I buy that will completely cover me? If you can get a plan to cover me I’ll recommend you to all my friends and family. Thanks, Gina<\/p><\/blockquote>\n

LOL – I’m not going to help you commit insurance fraud!<\/p>\n

What more can I say?<\/p>\n

Since that would have been completely rude, I emailed Gina back with this: “Hi Gina, Thanks for writing. I’m sorry about the reaction and I hope you recover quickly. Unfortunately, none of our plans will cover you as you are past all the waiver of the pre-existing conditions deadlines.”<\/p>\n

I don’t think Gina liked that answer because on Saturday when I was working a got a call from a lady named Ruth telling me the exact same story. I said, “That’s an amazing story. I hope you recover quickly. Someone else emailed me about nearly the same thing last night”. Ruth must not have liked my answer because later on Saturday, Connie called me.<\/p>\n

Connie told me the exact same story. I said, “That’s an amazing story. I hope you recover quickly. Someone else emailed me last night and another person called me today about nearly the same thing”. Connie didn’t like my answer either.<\/p>\n

In case it’s not clear why I would not sell travel insurance to Gina, Ruth and Connie, the reason is that I knew no travel insurance plan would have paid any claims. It’s possible other would have some them a policy, but I refuse to sell someone a travel insurance plan if I think the claim will be denied.<\/p>\n

Oh, and, don’t send me any of your family and friends!<\/p>\n","protected":false},"excerpt":{"rendered":"

Subscribe We are 63 and 58 and are taking a Caribbean cruise Oct. 21st. We booked it 8 months ago and it’s paid in full. Until today I didn’t need travel insurance. We never buy it because it’s a waste of money. I had an allergic reaction to an antibiotic on Friday and went into […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-5448","post","type-post","status-publish","format-standard","hentry","category-vent-spleen"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/5448","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=5448"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/5448\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=5448"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=5448"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=5448"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}