{"id":5340,"date":"2013-07-18T13:12:57","date_gmt":"2013-07-18T18:12:57","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=5340"},"modified":"2013-07-18T13:12:57","modified_gmt":"2013-07-18T18:12:57","slug":"do-pre-existing-conditions-include-non-traveling-family-members","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/do-pre-existing-conditions-include-non-traveling-family-members\/","title":{"rendered":"Do Pre-existing Conditions Include Non-Traveling Family Members?"},"content":{"rendered":"<div align=\"right\"><a title=\"Subscribe to my Wall Street Journal Recommended Blog\" href=\"http:\/\/eepurl.com\/wCXYr\" target=\"_blank\" rel=\"noopener noreferrer\">Subscribe<\/a><\/div>\n<blockquote><p>Thanks Steve. I appreciate your prior replies for my nit-picking questions. I&#8217;m getting quite an eye-opening education. I regret taking advice from others prior to finding <a title=\"TripInsuranceStore.com\" href=\"https:\/\/TripInsuranceStore.com\" target=\"_blank\" rel=\"noopener noreferrer\">TripInsuranceStore.com<\/a>. I have one more question: Do the pre-existing conditions rules include my non-traveling family members? I was under the impression that pre-existing medical conditions only applied to the travelers themselves, but I think I am wrong about this, too. Thanks in advance for clarifying. Dave<\/p><\/blockquote>\n<p>Hi Dave,<\/p>\n<p>Here&#8217;s how it works:<\/p>\n<p>If the policy is bought to <a title=\"What is a Pre-Existing Medical Condition?\" href=\"https:\/\/tripinsurancestore.com\/how-travel-insurance-pre-existing-medical-conditions-coverage-works\/\" target=\"_blank\" rel=\"noopener noreferrer\">satisfy all the pre-existing medical condition requirements<\/a>, then it allows the people listed on that policy to cancel or interrupt their trip for their own, their traveling companions&#8217; &#038; non-traveling family members&#8217; pre-existing medical conditions.<\/p>\n<p>However, who exactly a family member is depends on each company. A Family Member usually means your spouse, child, spouse&#8217;s child, daughter-in-law, son-in-law, brother, sister, mother, father, grandparents, grandchild, step-brother, step-sister, step-parents, parents-in-law, brother-in-law, sister-in-law, aunt, uncle, niece, nephew, guardian, ward.<\/p>\n<p>You need to read the policy to find out who is a Family Member. Many of the companies who are not <a title=\"Pre-screened Trustworthy Travel Insurance Companies\" href=\"https:\/\/tripinsurancestore.com\/trusted-travel-insurance-providers\/\" target=\"_blank\" rel=\"noopener noreferrer\">worthy to be offered on TripInsuranceStore.com<\/a> have more restrictive family member or other policy wording definitions.<\/p>\n<p>I have a page that covers who are family members in greater detail at <a title=\"Who is your family member or a travelling companion?\" href=\"https:\/\/tripinsurancestore.com\/your-family-member-or-traveling-companion\/\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/tripinsurancestore.com\/your-family-member-or-traveling-companion\/<\/a>.<\/p>\n<div align=\"center\"><a target=\"_blank\" href=\"https:\/\/www.tripinsurancestore.com\/wp-content\/uploads\/2013\/05\/preexisting.png\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.tripinsurancestore.com\/wp-content\/uploads\/2013\/05\/preexisting-189x300.png\" alt=\"How to get pre-existing conditions coverage in a travel insurance plan\" width=\"189\" height=\"300\" class=\"size-medium wp-image-3023\" \/><\/a><br \/>\n<a title=\"What is a Pre-Existing Medical Condition?\" href=\"https:\/\/www.tripinsurancestore.com\/wp-content\/uploads\/2013\/05\/preexisting.png\" target=\"_blank\" rel=\"noopener noreferrer\">Click to enlarge<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Subscribe Thanks Steve. I appreciate your prior replies for my nit-picking questions. I&#8217;m getting quite an eye-opening education. I regret taking advice from others prior to finding TripInsuranceStore.com. I have one more question: Do the pre-existing conditions rules include my non-traveling family members? I was under the impression that pre-existing medical conditions only applied to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-5340","post","type-post","status-publish","format-standard","hentry","category-ask-steve-dasseos"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/5340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=5340"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/5340\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=5340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=5340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=5340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}