{"id":4180,"date":"2012-05-18T13:45:31","date_gmt":"2012-05-18T18:45:31","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=4180"},"modified":"2012-05-18T13:45:31","modified_gmt":"2012-05-18T18:45:31","slug":"carla-needs-the-cancel-for-any-reason-coverage","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/carla-needs-the-cancel-for-any-reason-coverage\/","title":{"rendered":"Carla Needs The Cancel For Any Reason Coverage"},"content":{"rendered":"
Subscribe<\/a><\/div>\n

Hi Steve,<\/p>\n

Have a pretty specific situation I am hoping you can give advice on. I was advised by my physician handling invitro fertilization to get trip insurance for a trip I am planning in September, in the event that I have complications when completing an IVF cycle 1-2 wks prior to trip departure.<\/p>\n

We are traveling to Hawaii and the hotels have no cancellation fee. Rental cars cancellation would be $40. The big expense in the flight, which would be about $1000 each. Hawaiian airlines will issue a credit, but we would most likely not be able to use this in the year time frame. In addition, we would be out any fare difference and $150 pp reservation change.<\/p>\n

In talking with the provider linked with Hawaiian Air, I would be ineligible for a refund given that IVF is considered elective surgery. In addition, this would be considered a pre-existing condition.<\/p>\n

I have found some policies with a waiver of the pre-existing condition, but the “legalese” make it pretty hard to determine, if my specific case would be covered.<\/p>\n

Can you give any advice?<\/p>\n

Thanks!
\nCarla<\/p><\/blockquote>\n

Hi Carla,<\/p>\n

Thank you for writing. I am happy to give you specific advice as to how to correctly use trip cancellation travel insurance on your trip.<\/p>\n

Next, I hope your IVF is successful. We weren’t able to have children so we adopted ours from Russia and Guatemala.<\/p>\n

The only plans that will cover you for trip cancellation are the ones with the Cancel For Any Reason coverage<\/a>. And, the latest you can cancel your trip with these zre 48 hours or 2 days before you leave. Tip: 48 hours does not equal 2 calendar days<\/a>.<\/p>\n

On my CFAR page, you’ll see I address a potential problem you may have when you cancel your trip. Review this blog post to find out more, too: http:\/\/www.tripinsurancestore.com\/blog\/cancel-your-plane-ticket-or-pay-the-change-fee\/<\/a><\/p>\n

Let me know if you need more information.<\/p>\n","protected":false},"excerpt":{"rendered":"

Subscribe Hi Steve, Have a pretty specific situation I am hoping you can give advice on. I was advised by my physician handling invitro fertilization to get trip insurance for a trip I am planning in September, in the event that I have complications when completing an IVF cycle 1-2 wks prior to trip departure. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-4180","post","type-post","status-publish","format-standard","hentry","category-ask-steve-dasseos"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/4180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=4180"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/4180\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=4180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=4180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=4180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}