{"id":3972,"date":"2011-09-28T11:50:58","date_gmt":"2011-09-28T19:50:58","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=3972"},"modified":"2011-09-28T11:50:58","modified_gmt":"2011-09-28T19:50:58","slug":"does-travel-insurance-cover-for-a-family-members-passing-away","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/does-travel-insurance-cover-for-a-family-members-passing-away\/","title":{"rendered":"Does Travel Insurance Cover for a Family Member’s Passing Away?"},"content":{"rendered":"
Subscribe<\/a><\/div>\n

At first glance, the email question I received seemed simple and straight-forward:<\/p>\n

Does this cover for a death in family?<\/p><\/blockquote>\n

Until I thought about the above question.<\/p>\n

In order to understand how I think, and how you can best understand anything I write on my many websites (33 as of today), I start from the assumption that very few people or companies want to ever pay out any money. This may sound a bit extreme, but this is how I think. I think I’ve matured a bit because I no longer see everyone who wants my money as my enemy. \ud83d\ude42<\/p>\n

Back to the above question: I realized that I don’t have enough information to give the correct answer. Therefore, I sent them back this email:<\/p>\n

Hi,<\/p>\n

Like all insurance questions, the answer to your question isn’t a simple yes or no. I need this information to give you the right answer:<\/p>\n

– Where do you live?
\n– Where does the family member live?
\n– What is your full prepaid pp trip cost?
\n– What date was the initial deposit on your trip paid?
\n– Does the family member have any ongoing medical conditions? If so, have they already taken a turn for the worse?<\/p><\/blockquote>\n

Surprisingly, I got an email back from them:<\/p>\n

I have a mailing address in Los Angeles (this sounds familiar: https:\/\/tripinsurancestore.com\/blog\/how-hard-can-it-be-to-tell-us-where-you-live\/<\/a>. The family member lives at home.<\/p>\n

Does this cover for a death in family?<\/p><\/blockquote>\n

As you can see, I didn’t find out what I needed to know. Therefore, I wrote back and said “Based on your answers, our plans do not cover for a death in family.”<\/p>\n

Also, just for fun, I wrote one of my competitors to see what their answer would be. I asked “Does this cover for a death in family?”<\/p>\n

The answer I got was: “Yes, all our plans cover for a death in family. If you have a trip cancellation plan, you will receive 100% of your trip’s cost in the event you cancelled your trip.”<\/p>\n

All I can say to that answer is “Wow!”. No wonder people don’t trust insurance companies. That’s too bad because it’s the agent who’s mis-representing the insurance company’s coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"

Subscribe At first glance, the email question I received seemed simple and straight-forward: Does this cover for a death in family? Until I thought about the above question. In order to understand how I think, and how you can best understand anything I write on my many websites (33 as of today), I start from […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[350],"tags":[91,310,314,319],"class_list":["post-3972","post","type-post","status-publish","format-standard","hentry","category-expert-travel-insurance-advice","tag-death","tag-travel-insurance","tag-trip-cancellation","tag-trip-insurance"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/3972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=3972"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/3972\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=3972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=3972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=3972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}