{"id":3774,"date":"2011-04-12T14:09:52","date_gmt":"2011-04-12T22:09:52","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=3774"},"modified":"2011-04-12T14:09:52","modified_gmt":"2011-04-12T22:09:52","slug":"why-trip-insurance-limits-trip-cancellation-coverage","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/why-trip-insurance-limits-trip-cancellation-coverage\/","title":{"rendered":"Why Trip Insurance Limits Trip Cancellation Coverage"},"content":{"rendered":"
Subscribe<\/a><\/div>\n

Hi Steve, Thanks for your call yesterday. Referring to the schedule of benefits, why does the pre-existing medical condition exclusion waiver state coverage is up to a maximum of the first $50,000 of “Trip Cost”? Does that only refer to trip cancellation etc. Our trip will only cost $1,095 each. Where does it say they cover Medical Expenses? Why does it mention the words “Trip Cost” at all if the policy limit is $50,000? Argghh – why can’t I get my head around this? Liz<\/p><\/blockquote>\n

Hi Liz,<\/p>\n

The $50,000 trip cost limit means the most this plan will reimburse you for if you cancel your trip, due to a pre-existing medical condition, is $50,000 of prepaid non-refundable trip costs. <\/p>\n

This particular limit doesn’t affect you because, as you stated, your trip will only cost $1,095 each which is well below the $50,000 trip cost limit.<\/p>\n

All travel insurance plans have a maximum limit they will pay when a pre-existing medical condition causes a trip cancellation. My plan limits are higher than most and range from $15,000 to $100,000 trip cost limits. <\/p>\n

The reason the trip cost limits exist is because covering pre-existing medical conditions are already a greater risk to the travel insurance policy for no additional premium. The last thing they want is to have to pay a huge trip cancellation claim because one of their customers’ bunions gets infected and their doctor advises them to cancel their $65,450 trip. <\/p>\n

In case you’re wondering if anyone ever takes trips that cost more than $50,000 a person, the answer is “yes”. TripInsuranceStore.com<\/a> is the “go to” trip insurance website for travelers taking expensive trips. <\/p>\n","protected":false},"excerpt":{"rendered":"

Subscribe Hi Steve, Thanks for your call yesterday. Referring to the schedule of benefits, why does the pre-existing medical condition exclusion waiver state coverage is up to a maximum of the first $50,000 of “Trip Cost”? Does that only refer to trip cancellation etc. Our trip will only cost $1,095 each. Where does it say […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[350],"tags":[85,87,88,305,310,313,314,319],"class_list":["post-3774","post","type-post","status-publish","format-standard","hentry","category-expert-travel-insurance-advice","tag-cruise","tag-cruise-insurance","tag-cruises","tag-travel","tag-travel-insurance","tag-trip","tag-trip-cancellation","tag-trip-insurance"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/3774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=3774"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/3774\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=3774"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=3774"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=3774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}