{"id":3704,"date":"2011-03-11T11:22:10","date_gmt":"2011-03-11T19:22:10","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=3704"},"modified":"2011-03-11T11:22:10","modified_gmt":"2011-03-11T19:22:10","slug":"travel-insurance-cant-help-debbie","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/travel-insurance-cant-help-debbie\/","title":{"rendered":"Travel Insurance Can’t Help Debbie"},"content":{"rendered":"
Subscribe<\/a><\/div>\n

Steve,<\/p>\n

I knew I was past the deadline — wish I would have known about your wonderful website TripInsuranceStore.com<\/a> when I booked. I looked at all of the reasons and I might need the plan that lets you cancel for any reason, but I don’t know if I can get it.<\/p>\n

Here’s my circumstance: I booked my cruise in March 2010. I was permanently laid off from my position of almost 28 years in May 2010. Luckily, I got hired in a temporary position and before that I was accepted into a paid program to learn a new skill that will start soon. It’s for 6 months and should end a little before my cruise. I need unemployment and more to live. Because I have to leave my temp position (no guarantee of perm. hire) and that is viewed as quitting by Unemployment I might have to dip into my retirement account in order to live.<\/p>\n

My trip will be paid for next month but a lot can happen before my cruise departs. I’d just feel better having a safety net that I could get all of that money back if I needed it. I still have to get air fare (I’m hoping I have enough frequent flier miles for that) and pay for a hotel a day or two before we depart and then any extra side trips I might want to take. I know that some staff members for the program are supposed to be looking for jobs for us participants. What if at the completion of my training and testing I’m offered a job so can go? What if I need the money I’ve spent on the cruise to live … and on and on.<\/p>\n

I’ve called around to the other online travel insurance sites. They told me I could easily get a trip cancellation plan for my trip. I have no doubts I can buy a trip cancellation plan, but I am worried it might not pay the claim.<\/p>\n

What is your recommendation? Debbie<\/p><\/blockquote>\n

Hi Debbie,<\/p>\n

Thank you for providing all this detail. That’s great you are accepted in the paid training program. <\/p>\n

Yes, you do have a complicated situation. <\/p>\n

Unfortunately, I cannot think of any way a trip cancellation travel insurance plan would cover you for the possibility of needing the money to live on or getting a job. Therefore, if that’s your only reason to get travel insurance, I suggest you don’t waste the money on it.<\/p>\n","protected":false},"excerpt":{"rendered":"

Subscribe Steve, I knew I was past the deadline — wish I would have known about your wonderful website TripInsuranceStore.com when I booked. I looked at all of the reasons and I might need the plan that lets you cancel for any reason, but I don’t know if I can get it. Here’s my circumstance: […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-3704","post","type-post","status-publish","format-standard","hentry","category-ask-steve-dasseos"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/3704","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=3704"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/3704\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=3704"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=3704"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=3704"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}