{"id":3514,"date":"2010-10-15T09:54:32","date_gmt":"2010-10-15T17:54:32","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=3514"},"modified":"2010-10-15T09:54:32","modified_gmt":"2010-10-15T17:54:32","slug":"how-hard-can-it-be-to-tell-us-where-you-live","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/how-hard-can-it-be-to-tell-us-where-you-live\/","title":{"rendered":"How Hard Can It Be To Tell Us Where You Live?"},"content":{"rendered":"<div align=\"right\"><a title=\"Subscribe to my Wall Street Journal Recommended Blog\" href=\"http:\/\/eepurl.com\/wCXYr\" target=\"_blank\" rel=\"noopener noreferrer\">Subscribe here<\/a><\/div>\n<p>Here&#8217;s another one of my &#8220;vent my spleen&#8221; blog posts. The last one I did was on May 16, 2010 (too long ago) called &#8220;<a title=\"The Iceland Volcano and Travel Insurance\" href=\"https:\/\/tripinsurancestore.com\/blog\/the-skinny-on-the-iceland-volcano-and-travel-insurance\/\" target=\"_blank\" rel=\"noopener noreferrer\">The Skinny on the Iceland Volcano and Travel Insurance<\/a>&#8220;.<\/p>\n<p>Thankfully, nearly everyone we work with is honest, but there are the occasional people who are evasive with their answers. I understand that some personal details are sensitive, particularly the ones that have to do with serious medical conditions of you or a family member.<\/p>\n<p>What I am talking about about the people who are trying to get a trip cancellation travel insurance plan or a rental car insurance plan by hook or by crook.<\/p>\n<p>For example, all our plans require the people who are buying a plan to have physically lived in the USA or Canada for the past 6 months.<\/p>\n<p><strong>&#8220;We are French residents and American citizens&#8221;<\/strong><\/p>\n<p>I got this answer when I asked, &#8220;Where do you live?&#8221; Here&#8217;s my conversation with Bill:<\/p>\n<p>Bill: I need to buy a rental car insurance plan for my 25 day long trip.<br \/>\nSteve: Where do you live?<br \/>\nBill: We are French residents and American citizens<br \/>\nSteve: Ok, but where do you live?<br \/>\nBill: We&#8217;re American citizens<br \/>\nSteve: I mean, where are you physically living right now as I am talking to you?<br \/>\nBill: We have property in Los Angeles and US Driver Licenses<br \/>\nSteve: Is it dark where you are?<br \/>\nBill: It&#8217;s evening<br \/>\nSteve: So, do you tend to have a late suppers in France?<br \/>\nBill: Yes, later than in the US<br \/>\nSteve: If you have physically lived outside the USA or Canada for all or part of the past 6 months, you cannot get any of our plans.<br \/>\nBill: I called one of your competitors and they said I could buy a plan from them. However, you seem more trustworthy and I&#8217;d really like to give you my business.<br \/>\nSteve: Thank you. But I cannot ethically sell you a rental car insurance plan since you don&#8217;t qualify for it. You&#8217;re just wasting your money if you buy it because any claim will be denied.<\/p>\n<p>And here&#8217;s the part that always happens:<\/p>\n<p>Bill: Thank you for your honesty, Steve. I like you and I promise you that my family and everyone I know will always buy all your travel insurance plans from us if you let me buy the rental car insurance plan that I am prepared to spend $228 on today.<\/p>\n<p>Needless to say, that &#8220;promise&#8221; didn&#8217;t result in a sale, either. <\/p>\n<p>If you are reading this and I&#8217;m talking about you, don&#8217;t beg me to sell you a plan that will cover you because you are promising me that &#8220;you &#038; everyone you know will always buy all your travel insurance plans from us&#8221;. If I had a dollar for every time &#8230;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Subscribe here Here&#8217;s another one of my &#8220;vent my spleen&#8221; blog posts. The last one I did was on May 16, 2010 (too long ago) called &#8220;The Skinny on the Iceland Volcano and Travel Insurance&#8220;. Thankfully, nearly everyone we work with is honest, but there are the occasional people who are evasive with their answers. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-3514","post","type-post","status-publish","format-standard","hentry","category-vent-spleen"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/3514","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=3514"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/3514\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=3514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=3514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=3514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}