{"id":2977,"date":"2010-05-27T06:31:10","date_gmt":"2010-05-27T14:31:10","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=2977"},"modified":"2010-05-27T06:31:10","modified_gmt":"2010-05-27T14:31:10","slug":"when-48-hours-does-not-equal-2-calendar-days","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/when-48-hours-does-not-equal-2-calendar-days\/","title":{"rendered":"When 48 Hours Does Not Equal 2 Calendar Days"},"content":{"rendered":"
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I called one of your competitors and was told that all the plans with the Cancel For Any Reason coverage<\/a> require you to cancel your trip at least 48 hours prior to your departure. Is this true?<\/p><\/blockquote>\n

They gave you the wrong information about the “cancel for any reason” insurance policies. It’s not a surprise to me, because, in my opinion, many travel insurance sellers do not understand exactly how the policies they sell work.<\/p>\n

The correct answer you should have received regarding the latest time you can cancel your trip under the “cancel for any reason” option is this:<\/p>\n

“Some plans require you to cancel your trip at least 48 hours prior to your departure. But others require you to cancel your trip at least 2 days prior to your departure.”<\/p>\n

Those deadlines may sound the same, but they are not. Here’s an example based on a Friday at 9:00 am departure date & time:<\/p>\n

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  1. A plan with the 48 hour rule requires you to cancel all your trip arrangements not later than 11:59 pm of the prior Tuesday<\/li>\n
  2. A plan with the 2 day rule requires you to cancel all your trip arrangements not later than 11:59 pm of the previous Wednesday<\/li>\n<\/ol>\n

    Trust me when I tell you I’ve seen many examples of where those extra hours have made a difference between someone having a covered claim or not.<\/p>\n