{"id":2296,"date":"2009-12-14T09:05:05","date_gmt":"2009-12-14T17:05:05","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=2296"},"modified":"2009-12-14T09:05:05","modified_gmt":"2009-12-14T17:05:05","slug":"jim-waited-too-long-to-get-travel-insurance","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/jim-waited-too-long-to-get-travel-insurance\/","title":{"rendered":"Jim Waited Too Long to Get Travel Insurance"},"content":{"rendered":"<div align=\"right\"><a title=\"Subscribe to my Wall Street Journal Recommended Blog\" href=\"http:\/\/eepurl.com\/wCXYr\" target=\"_blank\" rel=\"noopener noreferrer\">Subscribe<\/a><\/div>\n<blockquote><p>My wife and I are cruising from New Orleans on 1\/17\/10 on NCL. I have learned that my mom has just been diagnosed with pneumonia and has been admitted to the hospital. Now I worry that, worst case, I might need to cancel the cruise. What plan would cover reimbursement of trip cost? Jim<\/p><\/blockquote>\n<p>Hi Jim,<\/p>\n<p>I hope your Mother recovers quickly.<\/p>\n<p>Unfortunately, you cannot get any travel insurance that will cover you as you are past the deadlines to cover your Mother&#8217;s illness. What she has is now defined as a pre-existing condition.<\/p>\n<p>Your only option is to wait until your Mother recovers from the pneumonia &#038; any related conditions. When this happens I have one plan that can cover an unexpected recurrence of a non-traveling family member&#8217;s pre-existing condition.<\/p>\n<p>For your future information, if you get trip cancellation travel insurance at least a day before you or a relative gets unexpectedly ill or injured you will have coverage.<\/p>\n<p>** Steve&#8217;s followup note: the reason Jim&#8217;s past the deadlines is because he&#8217;s leaving in just 34 days and his cruise has been paid in full as of today 12\/14\/09.<\/p>\n<p>If he was still before his final payment, we have 3 plans that could cover his Mother&#8217;s pre-existing condition.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Subscribe My wife and I are cruising from New Orleans on 1\/17\/10 on NCL. I have learned that my mom has just been diagnosed with pneumonia and has been admitted to the hospital. Now I worry that, worst case, I might need to cancel the cruise. What plan would cover reimbursement of trip cost? Jim [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2296","post","type-post","status-publish","format-standard","hentry","category-ask-steve-dasseos"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/2296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=2296"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/2296\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=2296"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=2296"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=2296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}