{"id":1804,"date":"2009-07-01T12:01:09","date_gmt":"2009-07-01T20:01:09","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=1804"},"modified":"2009-07-01T12:01:09","modified_gmt":"2009-07-01T20:01:09","slug":"one-reason-to-not-get-travel-insurance","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/one-reason-to-not-get-travel-insurance\/","title":{"rendered":"One Reason to Not Get Travel Insurance"},"content":{"rendered":"<div align=\"right\"><a title=\"Subscribe to my Wall Street Journal Recommended Blog\" href=\"http:\/\/eepurl.com\/wCXYr\" target=\"_blank\" rel=\"noopener noreferrer\">Subscribe<\/a><\/div>\n<blockquote><p>I&#8217;ll be studying abroad in Cape Town, South Africa and traveling for 5 months. I want to insure my laptop, digital camera and similar things. Which travel insurance plan do you think is my best option to insure these items? Thank you, Jesse<\/p><\/blockquote>\n<p>Hi Jesse,<\/p>\n<p>My answer might surprise you since I sell travel insurance, but I don&#8217;t want you to spend $450 &#8211; $550 on a plan that won&#8217;t give you what you want.<\/p>\n<p>In my opinion, it&#8217;s not worth buying travel insurance to just insure your laptop, digital camera, etc. That&#8217;s because travel insurance plans limit what they pay for categories or the items. You&#8217;re better off insuring them with a special items rider on your renter&#8217;s or homeowner&#8217;s insurance policy.<\/p>\n<p>However, if you also needed medical coverage &#038; emergency transportation, then the baggage coverage would be a good supplement to your renter&#8217;s or homeowner&#8217;s policy.<\/p>\n<p>And, take a look at this blog post <a title=\"Guard Your Laptop While Traveling\" href=\"https:\/\/tripinsurancestore.com\/blog\/guard-your-laptop-while-traveling\/\" target=\"_blank\" rel=\"noopener noreferrer\">Guard Your Laptop While Traveling<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Subscribe I&#8217;ll be studying abroad in Cape Town, South Africa and traveling for 5 months. I want to insure my laptop, digital camera and similar things. Which travel insurance plan do you think is my best option to insure these items? Thank you, Jesse Hi Jesse, My answer might surprise you since I sell travel [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[350],"tags":[85,86,88,305,310,319],"class_list":["post-1804","post","type-post","status-publish","format-standard","hentry","category-expert-travel-insurance-advice","tag-cruise","tag-cruise-insuranc","tag-cruises","tag-travel","tag-travel-insurance","tag-trip-insurance"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/1804","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=1804"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/1804\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=1804"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=1804"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=1804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}