{"id":1644,"date":"2009-05-21T06:17:31","date_gmt":"2009-05-21T14:17:31","guid":{"rendered":"http:\/\/www.TripInsuranceStore.com\/blog\/?p=1644"},"modified":"2009-05-21T06:17:31","modified_gmt":"2009-05-21T14:17:31","slug":"who-is-the-travel-insurance-claim-paid-to","status":"publish","type":"post","link":"https:\/\/tripinsurancestore.com\/blog\/who-is-the-travel-insurance-claim-paid-to\/","title":{"rendered":"Who Is The Travel Insurance Claim Paid To?"},"content":{"rendered":"
Subscribe<\/a><\/div>\n

I’m buying the plane ticket for a friend. Will the insurance pay me, the purchaser of the ticket, if they are forced to cancel their trip? The trip insurance plans I see say they will pay the person whose name is on the ticket, NOT the one who paid for it (that’s me). I want to protect myself, NOT my friend since they don’t suffer any financial loss. Roger<\/p><\/blockquote>\n

Hi Roger,<\/p>\n

Thanks for writing.<\/p>\n

The trip insurance company will pay the insured because the insurance is on them and is insuring the cost paid for the airline tickets in their name.<\/p>\n

Don’t worry about losing your money because here’s what happens in real life (this is a common situation): The insured, your friend, gives you the money they receive in the claim. Why would they do that?<\/p>\n

    \n
  • You make it crystal clear that since you’re paying for the ticket, they will have to give you any money they receive in a trip cancellation or trip interruption claim<\/li>\n
  • If they’re really your friend they’ll tell you something like “Of course I’d give the money back to you”<\/li>\n
  • Here’s a tip: if your friend wants to negotiate this point, I suggest you work out the solution before you buy their ticket & trip insurance<\/li>\n<\/ul>\n

    The good news is that in every situation like yours that I’ve seen, the insured persons feels a moral obligation to give their friend (who’s paying for their trip) the money from the claim. I’ve never known about anyone who thinks they should keep the money.CNN Travel<\/p>\n","protected":false},"excerpt":{"rendered":"

    Subscribe I’m buying the plane ticket for a friend. Will the insurance pay me, the purchaser of the ticket, if they are forced to cancel their trip? The trip insurance plans I see say they will pay the person whose name is on the ticket, NOT the one who paid for it (that’s me). I […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[350],"tags":[85,87,88,305,310,319],"class_list":["post-1644","post","type-post","status-publish","format-standard","hentry","category-expert-travel-insurance-advice","tag-cruise","tag-cruise-insurance","tag-cruises","tag-travel","tag-travel-insurance","tag-trip-insurance"],"_links":{"self":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/1644","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/comments?post=1644"}],"version-history":[{"count":0,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/posts\/1644\/revisions"}],"wp:attachment":[{"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/media?parent=1644"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/categories?post=1644"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tripinsurancestore.com\/blog\/wp-json\/wp\/v2\/tags?post=1644"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}