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Travelex has its strengths & quibbles:

Why Buy It?

Quibbles

Travelex covers Emergency Medical & Emergency Medical Evacuation / Repatriation for your trip up to $500,000 per person for the Travel Plus plan and up to $50,000 per person for the TraveLite plan. These are Primary coverages

The Emergency Medical coverage ends when you reach US soil if you are returned to the USA under the Emergency Medical Transportation coverage

Advance payment will be made to a Hospital, up to a maximum of $5,000, if needed to secure Your admission to a Hospital because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.

The Rental Car CDW / LDW coverage is only valid when "the Rental Vehicle rented through the Travel Supplier with whom You booked Your trip and for which You declined a collision damage waiver" is the vehicle you are covering.

Travelex's waiver of pre-existing conditions and supplier financial default requires you to buy the plan within 21 days of your initial trip deposit date. Read the Evidence of Coverage for complete details.

The maximum pre-existing condition waiver amount for Medical Expense is $30,000 per person for the TraveLite plan & $50,000 per person for the Travel Plus plan.

Both Travelex plans have a 90 day Lookback Period for pre-existing conditions

Emergency Medical and Medical Evacuation / Repatriation is a combined limit per person.

The lowest trip cost you can cover is $0. This means you won't have any trip cancellation, trip interruption, nor pre-existing conditions coverage

Using a $0 trip cost makes the policy effective date the later of 12:01 am of your departure date or 12:01 am of the day after your purchase date.

The TraveLite plan is available to residents of any US State.

The Travel Plus plan is not available to residents of Kansas and New York.

The maximum trip cost you can cover is $30,000 per person with TraveLite or $50,000 per person with Travel Plus

The Maximum number of non-family members that can be covered for trip cancellation or interruption is four. Go here to see how travelling companions are defined

You have a 10 day Free Look Period

 

Trip interruption is 150% of the covered trip cost.

 

Travelex's maximum trip length is 180 days.

 

Children under 16 are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be a Family Member of the primary insured.

 

If your travel supplier cancels the covered trip, you are covered up to $150 for the reissue fee charged by the airline for your tickets. You must have covered the entire trip cost of the covered trip including the airfare.

 

You can upgrade your TraveLite's Emergency Medical Benefits up to $150,000 each

 

If You purchased Your TraveLite or Travel Plus Insurance coverage within 21 days from the date You paid the initial deposit on Your Covered Trip, you can add the optional Cancel For Business Reasons Upgrade for $28 per person

 

The Travelex JournEase benefit is included free with the purchase of everyTravel Plus and TraveLite plan. Get the details here.

 

Travelex is 1 of the 6 companies we trust

If you already know which Travelex plan you want, click here for Travel Plus' secure online order form (the Travel Plus plan isn't available to residents of Kansas & New York) or click here for TraveLite's secure online order form. You call us toll free at 1-888-407-3854 (US residents only) to order over the telephone, too

TravelexTravelex can cover you for up to $500,000 Primary Emergency Medical and Emergency Medical Evacuation and 150% Trip Interruption. 10 day money back satisfaction guarantee. Available to US residents only. All benefits are expressed in U.S. dollars.

Travelex's Evidence of Coverage:

A brief description is below. For complete coverage, terms, conditions and exclusions click here to view or download Travelex's Evidence of Coverage (you can view it with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader

Travelex is family-friendly:

Children under 16 (the age when you order the insurance) are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be a Family Member to the primary insured.

Your children get a break on their travel costs, so why pay extra for their travel insurance, too?

Here's How Travelex's Cancel For Business Reasons Upgrade Works:

If You purchased Your TraveLite or Travel Plus Insurance coverage with Trip Cancellation / Trip Interruption and within 21 days from the date You paid the initial deposit on Your Covered Trip, and insured 100% of your prepaid non-refundable trip cost and at the time of purchase included the Business Upgrade, You will receive:

1) Flight Accidental Death & Dismemberment coverage of $500,000; and

2) Additional Trip Cancellation/Trip Interruption coverage for the following unforeseen business/military reasons:

  • Direct involvement in an acquisition or merger by Your/Their employer, provided You/They are an active full-time employee of Your/Their employer at the time of such acquisition or merger;

  • Your/Their business location being unsuitable for business during Your Covered Trip by fire, vandalism, burglary or Natural Disaster. Natural Disaster means a disaster resulting from natural causes including flood, hurricane, tornado, earthquake, volcanic eruption or blizzard;

  • Other than military, You/They are required to work during Your Covered Trip. Proof such as a notarized statement signed by an officer of Your/Their employer must be provided;

  • Revocation of military leave that was granted prior to the purchase of this upgrade, or, military re-assignment after the purchase of this upgrade.

Their, They means Your spouse and/or Your Traveling Companion who has purchased the same Business Upgrade as You have.

Note: For any child to qualify for benefits under the Business Upgrade, coverage must be purchased and paid for each child covered.

The "Business Upgrade" includes ability to Cancel for Business Reasons and $500,000 Flight Accident Coverage. Its cost is $28 per person.

Click here for the Travel Plus' secure online order form - the Travel Plus plan is not available to residents of Kansas & New York.

Click here for the TraveLite secure online order form

The Travelex TraveLite and Travel Plus plans cover:

Plan Name

TraveLite

Travel Plus

Secure online order form link (You won't pay extra fees by going through us)

Go to the TraveLite secure online order form

Go to the Travel Plus secure online order form - the Travel Plus plan is not available to residents of Kansas and New York

Money Back Guarantee

10 days

Trip Cancellation (per person)

Up to the insured amount

Trip Interruption (per person)

Up to 150% of the insured amount

Primary Emergency Medical (per person)

$50,000 with optional upgrade to $150,000

Travelex can guarantee the hospital payment

$500,000

Travelex can guarantee the hospital payment

Emergency Medical Evacuation / Repatriation (per person)

$50,000 with optional $100,000 upgrade (included in emergency medical).

$500,000 (included in emergency medical)

Emergency Dental Treatment for Accidental Injury (per person)

$750

Your deadline to waive the Pre-Existing Condition exclusion

Your Initial Trip Deposit Date plus 21 calendar days

Pre-Existing Condition Lookback Period

90 Days

Travel Baggage (per person)

$1000

$2500

Travel Baggage Delay (per person)

$250

$600

Travel Delay / Missed Connection (per person)

$750

$1000

24-hr Accidental Death & Dismemberment (per person)

$10,000

$25,000

Rental Car Collision / Loss Damage Waiver

Optional upgrade

$50,000 (except in OR)

24-hour Assistance Services

Included

Flight Accident Insurance (per person)

Optional upgrade to $1,000,000 is available

Travel Supplier Financial Default

14 Day Wait if purchased by your Initial Trip Deposit Date plus 21 calendar days

Terrorist Incident coverage in Itinerary City

"A Terrorist Incident in your city of departure or destination occuring after the policy effective date, if you are scheduled to arrive in that city within 30 days following the terrorist incident"

Here's some more information:

• Children under 16 are covered at no additional cost (except for optional plan add-ons) when accompanied by a Family Member who is the primary insured
• Common carrier AD&D $50,000
• Travelex JournEase is included free with the purchase of every Plus and Lite plan

Insurance Underwriter

Old Republic Insurance Company (2008 AM Best Rating A+)

Secure online order link (You won't pay extra fees by going through us)

Go to the TraveLite secure online order form

Go to the Travel Plus secure online order form - the Travel Plus plan is not available to residents of Kansas & New York

Note this important wording on the Travelex Confirmation of Coverage (not in the Evidence of coverage): "The Maximum Waiver Amount for Medical Expense is $30,000 per person for the TraveLite plan" or "... $50,000 per person for the Travel Plus plan." What this means is that if you are buying a Travelex plan in the 21 day waiver period, your Pre-Existing Condition maximum limit is reduced to $30,000 per person for the TraveLite plan or $50,000 per person for the Travel Plus plan.

Here are the Travel Plus prices:

Take note of this important Travel Plus Plan pricing information:

  • $0 Trip Cost band does not include Trip Cancellation and Trip Interruption

  • The maximum trip cost you can insure with the Travel Plus plan is $50,000 per person

  • The table below contains rates for Trip costs up to $10,000 per person. Click here to get quotes for up to $50,000 per person

  • You need to add Travelex's $8 processing fee per policy to the prices below

  • It's the same price for a trip of up to 31 days

  • For trips from 32 - 180 days, add $5 per day per person

  • Here's the Travel Plus plan's secure online order form - the Travel Plus plan is not available to residents of Kansas and New York

Trip Cost Per Person (US dollars)

Ages 0 - 34

35 - 60

61 - 70

71 - 75

76 - 80

81+

$0

$32

37

55

66

87

173

$1-500

$35

41

58

71

90

176

$501-1,000

$62

72

102

126

158

249

$1,001-1,500

$90

103

146

177

230

375

$1,501-2,000

$116

143

187

225

307

486

$2,001-2,500

$145

178

229

289

406

607

$2,501-3,000

$170

213

272

349

484

730

$3,001-3,500

$199

263

319

407

571

853

$3,501-4,000

$223

298

363

466

668

975

$4,001-4,500

$250

334

405

540

788

1,096

$4,501-5,000

$275

382

448

601

881

1,219

$5,001-6,000

$317

420

492

661

914

1,374

$6,001-7,000

$369

520

609

805

1,151

1,640

$7,001-8,000

$460

599

699

957

1,305

1,910

$8,001-9,000

$530

689

799

1,086

1,480

2,168

$9,001-10,000

$612

789

899

1,212

1,657

2,467

$10,001 - 50,000
Multiply Your Trip Cost times the following factor:

.065

.095

.11

.145

.19

.27

Travelex Cancel For Business Reasons Upgrade

$28 for each person on the policy

Click here for the Travel Plus' secure online order form - the Travel Plus plan is not available to residents of Kansas and New York.

Here are the TraveLite prices:

Take note of this important TraveLite Plan pricing information:

  • $0 Trip Cost band does not include Trip Cancellation and Trip Interruption

  • The maximum trip cost you can insure with the TraveLite plan is $30,000 per person

  • The table below contains rates for Trip costs up to $10,000 per person. Click here to get quotes for up to $30,000 per person

  • You need to add Travelex's $8 processing fee per policy to the prices below

  • It's the same price for a trip of up to 31 days

  • For trips from 32 - 180 days, add $5 per day per person

  • You can add a $100,000 Emergency Medical Benefits Upgrade to the TraveLite plan

  • Here's the TraveLite plan's secure online order form

Trip Cost Per Person (US dollars)

Ages 0 - 34

35 - 60

61 - 70

71 - 75

76 - 80

81+

$0

$19

29

36

48

59

105

$1-500

$25

36

40

55

66

109

$501-1,000

$42

51

63

92

114

179

$1,001-1,500

$53

68

88

121

161

251

$1,501-2,000

$72

91

121

171

210

322

$2,001-2,500

$92

116

150

210

259

394

$2,501-3,000

$110

136

179

251

306

466

$3,001-3,500

$129

148

211

291

353

539

$3,501-4,000

$147

162

240

330

401

610

$4,001-4,500

$164

185

303

369

447

678

$4,501-5,000

$183

206

340

410

494

751

$5,001-6,000

$211

244

374

483

546

821

$6,001-7,000

$266

291

455

574

642

963

$7,001-8,000

$315

370

546

694

861

1,178

$8,001-9,000

$352

401

608

782

977

1,337

$9,001-10,000

$392

433

669

862

1,094

1,498

$10,001 - 30,000
Multiply Your Trip Cost times the following factor:

.05

.06

.085

.10

.12

.175

$100,000 Emergency Medical Benefits Upgrade

$100,000 Optional Upgrade

$27

$27

$49

$77

$77

$154

Travelex Cancel For Business Reasons Upgrade

$28 for each person on the policy

Click here for the TraveLite secure online order form

Want the right travel insurance plan for your trip? Make one easy toll free phone call to Steve, Tara, Deanna, Becky, Teresa or Mary at 1-888-407-3854 (US & Canada) or 507-214-3854. 8 am - 10 pm Eastern time. Fast service.

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to use, provides answers to the important questions, and is backed up by the toll free phone line. It definitely makes shopping for a complicated product easier. Our policy arrived in the mail and was correct in every regard - just as requested. Thanks! - Cynthia C., Portland, OR

In the last 2 years I have taken out about 8-10 policies thru you because your group is a class act. Sincerely, Stan S., Dacula, GA

Please do modify our policy as you suggested. This is quite a surprise to us, in the past we've used other online companies and no recommendations to change our insurance were ever made. Kudos to you and your company. You really do offer great service plus advice, a real leap ahead of other companies and all online insurance companies that we've used in the past. Many Thanks! Regards, John C., Novato, CA

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