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Want personalized travel insurance advice? Just make one, easy, free phone call to our expert staff: Steve, Tara, Deanna, Becky, Teresa, Mary at 1-888-407-3854 (US & Canada) or 507-214-3854, 8am - 10pm ET, 7 days a week year round |
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This is a long page - You get lots of information and prices |
Travelex has its strengths & quibbles:
Why Buy It? |
Quibbles |
Travelex covers Emergency Medical & Emergency Medical Evacuation / Repatriation for your trip up to $500,000 per person for the Travel Plus plan and up to $50,000 per person for the TraveLite plan. These are Primary coverages
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The Emergency Medical coverage ends when you reach US soil if you are returned to the USA under the Emergency Medical Transportation coverage
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Advance payment will be made to a Hospital, up to a maximum of $5,000, if needed to secure Your admission to a Hospital because of a covered Sickness or Injury which first occurs during the course of the Covered Trip.
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The Rental Car CDW / LDW coverage is only valid when "the Rental Vehicle rented through the Travel Supplier with whom You booked Your trip and for which You declined a collision damage waiver" is the vehicle you are covering.
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Travelex's waiver of pre-existing conditions and supplier financial default requires you to buy the plan within 21 days of your initial trip deposit date. Read the Evidence of Coverage for complete details.
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The maximum pre-existing condition waiver amount for Medical Expense is $30,000 per person for the TraveLite plan & $50,000 per person for the Travel Plus plan.
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Both Travelex plans have a 90 day Lookback Period for pre-existing conditions
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Emergency Medical and Medical Evacuation / Repatriation is a combined limit per person.
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The lowest trip cost you can cover is $0. This means you won't have any trip cancellation, trip interruption, nor pre-existing conditions coverage
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Using a $0 trip cost makes the policy effective date the later of 12:01 am of your departure date or 12:01 am of the day after your purchase date.
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The TraveLite plan is available to residents of any US State.
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The Travel Plus plan is not available to residents of Kansas and New York.
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The maximum trip cost you can cover is $30,000 per person with TraveLite or $50,000 per person with Travel Plus
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The Maximum number of non-family members that can be covered for trip cancellation or interruption is four. Go here to see how travelling companions are defined
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You have a 10 day Free Look Period
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Trip interruption is 150% of the covered trip cost.
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Travelex's maximum trip length is 180 days.
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Children under 16 are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be a Family Member of the primary insured.
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If your travel supplier cancels the covered trip, you are covered up to $150 for the reissue fee charged by the airline for your tickets. You must have covered the entire trip cost of the covered trip including the airfare.
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You can upgrade your TraveLite's Emergency Medical Benefits up to $150,000 each
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If You purchased Your TraveLite or Travel Plus Insurance coverage within 21 days from the date You paid the initial deposit on Your Covered Trip, you can add the optional Cancel For Business Reasons Upgrade for $28 per person
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The Travelex JournEase benefit is included free with the purchase of everyTravel Plus and TraveLite plan. Get the details here.
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Travelex is 1 of the 6 companies we trust |
If you already know which Travelex plan you want, click here for Travel Plus' secure online order form (the Travel Plus plan isn't available to residents of Kansas & New York) or click here for TraveLite's secure online order form. You call us toll free at 1-888-407-3854 (US residents only) to order over the telephone, too |
Travelex can cover you for up to $500,000 Primary Emergency Medical and Emergency Medical Evacuation and 150% Trip Interruption. 10 day money back satisfaction guarantee. Available to US residents only. All benefits are expressed in U.S. dollars.
Travelex's Evidence of Coverage:
A brief description is below. For complete coverage, terms, conditions and exclusions click here to view or download Travelex's Evidence of Coverage (you can view it with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader
Travelex is family-friendly:
Children under 16 (the age when you order the insurance) are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be a Family Member to the primary insured.
Your children get a break on their travel costs, so why pay extra for their travel insurance, too?
Here's How Travelex's Cancel For Business Reasons Upgrade Works:
If You purchased Your TraveLite or Travel Plus Insurance coverage with Trip Cancellation / Trip Interruption and within 21 days from the date You paid the initial deposit on Your Covered Trip, and insured 100% of your prepaid non-refundable trip cost and at the time of purchase included the Business Upgrade, You will receive:
1) Flight Accidental Death & Dismemberment coverage of $500,000; and
2) Additional Trip Cancellation/Trip Interruption coverage for the following unforeseen business/military reasons:
Direct involvement in an acquisition or merger by Your/Their employer, provided You/They are an active full-time employee of Your/Their employer at the time of such acquisition or merger;
Your/Their business location being unsuitable for business during Your Covered Trip by fire, vandalism, burglary or Natural Disaster. Natural Disaster means a disaster resulting from natural causes including flood, hurricane, tornado, earthquake, volcanic eruption or blizzard;
Other than military, You/They are required to work during Your Covered Trip. Proof such as a notarized statement signed by an officer of Your/Their employer must be provided;
Revocation of military leave that was granted prior to the purchase of this upgrade, or, military re-assignment after the purchase of this upgrade.
Their, They means Your spouse and/or Your Traveling Companion who has purchased the same Business Upgrade as You have.
Note: For any child to qualify for benefits under the Business Upgrade, coverage must be purchased and paid for each child covered.
The "Business Upgrade" includes ability to Cancel for Business Reasons and $500,000 Flight Accident Coverage. Its cost is $28 per person. |
Click here for the Travel Plus' secure online order form - the Travel Plus plan is not available to residents of Kansas & New York.
Click here for the TraveLite secure online order form
Plan Name |
TraveLite |
Travel Plus |
Secure online order form link (You won't pay extra fees by going through us) |
Go to the TraveLite secure online order form |
Go to the Travel Plus secure online order form - the Travel Plus plan is not available to residents of Kansas and New York |
Money Back Guarantee |
10 days |
Trip Cancellation (per person) |
Up to the insured amount |
Trip Interruption (per person) |
Up to 150% of the insured amount |
Primary Emergency Medical (per person) |
$50,000 with optional upgrade to $150,000
Travelex can guarantee the hospital payment |
$500,000
Travelex can guarantee the hospital payment |
Emergency Medical Evacuation / Repatriation (per person) |
$50,000 with optional $100,000 upgrade (included in emergency medical). |
$500,000 (included in emergency medical) |
Emergency Dental Treatment for Accidental Injury (per person) |
$750 |
Your deadline to waive the Pre-Existing Condition exclusion |
Your Initial Trip Deposit Date plus 21 calendar days |
Pre-Existing Condition Lookback Period |
90 Days |
Travel Baggage (per person) |
$1000 |
$2500 |
Travel Baggage Delay (per person) |
$250 |
$600 |
Travel Delay / Missed Connection (per person) |
$750 |
$1000 |
24-hr Accidental Death & Dismemberment (per person) |
$10,000 |
$25,000 |
Rental Car Collision / Loss Damage Waiver |
Optional upgrade |
$50,000 (except in OR) |
24-hour Assistance Services |
Included |
Flight Accident Insurance (per person) |
Optional upgrade to $1,000,000 is available |
Travel Supplier Financial Default |
14 Day Wait if purchased by your Initial Trip Deposit Date plus 21 calendar days |
Terrorist Incident coverage in Itinerary City |
"A Terrorist Incident in your city of departure or destination occuring after the policy effective date, if you are scheduled to arrive in that city within 30 days following the terrorist incident" |
Here's some more information: |
Children under 16 are covered at no additional cost (except for optional plan add-ons) when accompanied by a Family Member who is the primary insured Common carrier AD&D $50,000 Travelex JournEase is included free with the purchase of every Plus and Lite plan |
Insurance Underwriter |
Old Republic Insurance Company (2008 AM Best Rating A+) |
Secure online order link (You won't pay extra fees by going through us) |
Go to the TraveLite secure online order form |
Go to the Travel Plus secure online order form - the Travel Plus plan is not available to residents of Kansas & New York |
Note this important wording on the Travelex Confirmation of Coverage (not in the Evidence of coverage): "The Maximum Waiver Amount for Medical Expense is $30,000 per person for the TraveLite plan" or "... $50,000 per person for the Travel Plus plan." What this means is that if you are buying a Travelex plan in the 21 day waiver period, your Pre-Existing Condition maximum limit is reduced to $30,000 per person for the TraveLite plan or $50,000 per person for the Travel Plus plan.
Here are the Travel Plus prices:
Take note of this important Travel Plus Plan pricing information:
$0 Trip Cost band does not include Trip Cancellation and Trip Interruption
The maximum trip cost you can insure with the Travel Plus plan is $50,000 per person
The table below contains rates for Trip costs up to $10,000 per person. Click here to get quotes for up to $50,000 per person
You need to add Travelex's $8 processing fee per policy to the prices below
It's the same price for a trip of up to 31 days
For trips from 32 - 180 days, add $5 per day per person
Here's the Travel Plus plan's secure online order form - the Travel Plus plan is not available to residents of Kansas and New York
Trip Cost Per Person (US dollars) |
Ages 0 - 34 |
35 - 60 |
61 - 70 |
71 - 75 |
76 - 80 |
81+ |
$0 |
$32 |
37 |
55 |
66 |
87 |
173 |
$1-500 |
$35 |
41 |
58 |
71 |
90 |
176 |
$501-1,000 |
$62 |
72 |
102 |
126 |
158 |
249 |
$1,001-1,500 |
$90 |
103 |
146 |
177 |
230 |
375 |
$1,501-2,000 |
$116 |
143 |
187 |
225 |
307 |
486 |
$2,001-2,500 |
$145 |
178 |
229 |
289 |
406 |
607 |
$2,501-3,000 |
$170 |
213 |
272 |
349 |
484 |
730 |
$3,001-3,500 |
$199 |
263 |
319 |
407 |
571 |
853 |
$3,501-4,000 |
$223 |
298 |
363 |
466 |
668 |
975 |
$4,001-4,500 |
$250 |
334 |
405 |
540 |
788 |
1,096 |
$4,501-5,000 |
$275 |
382 |
448 |
601 |
881 |
1,219 |
$5,001-6,000 |
$317 |
420 |
492 |
661 |
914 |
1,374 |
$6,001-7,000 |
$369 |
520 |
609 |
805 |
1,151 |
1,640 |
$7,001-8,000 |
$460 |
599 |
699 |
957 |
1,305 |
1,910 |
$8,001-9,000 |
$530 |
689 |
799 |
1,086 |
1,480 |
2,168 |
$9,001-10,000 |
$612 |
789 |
899 |
1,212 |
1,657 |
2,467 |
$10,001 - 50,000 Multiply Your Trip Cost times the following factor: |
.065 |
.095 |
.11 |
.145 |
.19 |
.27 |
Travelex Cancel For Business Reasons Upgrade |
$28 for each person on the policy |
Click here for the Travel Plus' secure online order form - the Travel Plus plan is not available to residents of Kansas and New York.
Here are the TraveLite prices:
Take note of this important TraveLite Plan pricing information:
$0 Trip Cost band does not include Trip Cancellation and Trip Interruption
The maximum trip cost you can insure with the TraveLite plan is $30,000 per person
The table below contains rates for Trip costs up to $10,000 per person. Click here to get quotes for up to $30,000 per person
You need to add Travelex's $8 processing fee per policy to the prices below
It's the same price for a trip of up to 31 days
For trips from 32 - 180 days, add $5 per day per person
You can add a $100,000 Emergency Medical Benefits Upgrade to the TraveLite plan
Here's the TraveLite plan's secure online order form
Trip Cost Per Person (US dollars) |
Ages 0 - 34 |
35 - 60 |
61 - 70 |
71 - 75 |
76 - 80 |
81+ |
$0 |
$19 |
29 |
36 |
48 |
59 |
105 |
$1-500 |
$25 |
36 |
40 |
55 |
66 |
109 |
$501-1,000 |
$42 |
51 |
63 |
92 |
114 |
179 |
$1,001-1,500 |
$53 |
68 |
88 |
121 |
161 |
251 |
$1,501-2,000 |
$72 |
91 |
121 |
171 |
210 |
322 |
$2,001-2,500 |
$92 |
116 |
150 |
210 |
259 |
394 |
$2,501-3,000 |
$110 |
136 |
179 |
251 |
306 |
466 |
$3,001-3,500 |
$129 |
148 |
211 |
291 |
353 |
539 |
$3,501-4,000 |
$147 |
162 |
240 |
330 |
401 |
610 |
$4,001-4,500 |
$164 |
185 |
303 |
369 |
447 |
678 |
$4,501-5,000 |
$183 |
206 |
340 |
410 |
494 |
751 |
$5,001-6,000 |
$211 |
244 |
374 |
483 |
546 |
821 |
$6,001-7,000 |
$266 |
291 |
455 |
574 |
642 |
963 |
$7,001-8,000 |
$315 |
370 |
546 |
694 |
861 |
1,178 |
$8,001-9,000 |
$352 |
401 |
608 |
782 |
977 |
1,337 |
$9,001-10,000 |
$392 |
433 |
669 |
862 |
1,094 |
1,498 |
$10,001 - 30,000 Multiply Your Trip Cost times the following factor: |
.05 |
.06 |
.085 |
.10 |
.12 |
.175 |
$100,000 Emergency Medical Benefits Upgrade |
$100,000 Optional Upgrade |
$27 |
$27 |
$49 |
$77 |
$77 |
$154 |
Travelex Cancel For Business Reasons Upgrade |
$28 for each person on the policy |
Click here for the TraveLite secure online order form
Want the right travel insurance plan for your trip? Make one easy toll free phone call to Steve, Tara, Deanna, Becky, Teresa or Mary at 1-888-407-3854 (US & Canada) or 507-214-3854. 8 am - 10 pm Eastern time. Fast service.
Ready to Order? It's easy (and safe) to do online or over the telephone - just call Steve, Tara, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
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