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Travel Guard's Platinum & Gold Trip Cancellation, Trip Interruption Travel Insurance Plans Click here if you are looking for the Travel Guard Essential plans This is a long page - You get lots of information and prices These Travel Guard Platinum & Gold plans are for all States' residents except: CT, FL, IN, NH, NV, NY, PA & WA Click here if you live in CT, FL, IN, NH, NV or PA AIG owns Travel Guard. Click here to learn more about Travel Guard's Financial Reserves. Want to know what the Trip Insurance Guru says about Travel Guard? You can read Steve's 3/6/09 blog post called "Is it Still Safe to Get Travel Guard Travel Insurance?" here, and read this one, too: Travel Guard Response to Recent AIG News Reports. Travel Guard has its strengths & quibbles: Why Buy It? Quibbles The Cruise, Tour & Travel Platinum plan has $50,000 Primary Emergency Medical coverage The Cruise, Tour & Travel Platinum's Pre-ex waiver applies to the first $50,000 of trip cost per person The Protect Assist Gold plan has $25,000 Primary Emergency Medical coverage The Protect Assist Gold's Pre-ex waiver applies to the first $30,000 of trip cost per person The lowest trip cost you can cover is $0 A $0 trip cost changes your policy's effective date potentially causing you a problem. Read this: Don’t Insure A $0 Trip Cost To Save Money Travel Guard can advance payment to a medical facility if needed to secure Your admission Travel Guard does not continue to pay any medical expenses from an illness or injury that occured on your trip after you return home Children under 18 are covered at no additional cost (except for optional upgrades) on the Protect Assist Gold plan when accompanied by a covered adult. The children must be a Family Member of the primary insured.   The Optional Medical Upgrade gives you Hospital of Your Choice Emergency Evacuation. The Gold plan's cost is up to $65 & the Platinum plan's cost is up to $44 per person   You have 14 calendar days after your initial trip payment (they say 15 days) to cover pre-existing conditions & supplier financial default, & the optional Cancel For Any Reason.   Cancellation due to Work Reasons coverage is included for no extra charge   You can get "Cancel For Any Reason" coverage for up to 75% of non-refundable trip costs. See the details.   The Cruise, Tour and Travel Platinum plan has just a 60 day Lookback period   The Protect Assist Gold plan has a 180 day Lookback period   You have a 14 day Free Look Period   The Cruise, Tour and Travel Platinum & Protect Assist Gold plans hve a 150% trip interruption benefit   Travel Guard's maximum trip length is 365 days   You can upgrade Cruise, Tour & Travel Platnim's Medical coverage to $100,000 (from $50,000)   You can upgrade Protect Assist Gold's Medical coverage to $50,000 (from $25,000)   Travel Guard is 1 of the 6 companies we trust If you already know which Travel Guard plan you want, click here to go to Travel Guard's secure online order form. Or call us toll free at 1-888-407-3854 to place your order over the telephone. Travel Guard's plans cover you for up to $100,000 Primary Emergency Medical and up to $1,000,000 Emergency Medical Evacuation and 150% Trip Interruption. 14 day money back smile of satisfaction guarantee. Available to US (except NY & WA) residents only. Travel Guard's Protect Assist Gold plan is family-friendly: Children under 18 (the age when you order the insurance) are covered at no additional cost (except for optional plan add-ons) when accompanied by a covered adult. The children must be a Family Member of the primary insured. Your children get a break on their travel costs, so why pay extra for their travel insurance, too? Travel Guard Also Has a Collision Damage Waiver Plan: This Collision Damage Waiver covers damage to your Rental Car for only $9 a day. Get more information here. Travel Guard's Certificates of Coverage Protect Assist Gold's DOC Cruise, Tour & Travel Platinum's DOC A brief description is below. For complete coverage, terms, conditions and exclusions, select the desired Cruise, Tour & Travel Platinum or Protect Assist Gold DOC. You can view or download TravelSafe's Certificates with the free Adobe Acrobat Reader). You may find this helpful: Printing With Adobe Reader Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854. The Travel Guard Protect Assist Gold and Cruise, Tour & Travel Platinum Plans Cover: Plan Name Protect Assist Gold Cruise, Tour & Travel Platinum Secure online order form link (you don't pay extra fees using us) Protect Assist's Gold secure online purchase page Cruise, Tour & Travel's Platinum secure online purchase page Who can get this? Any US resident except CT, FL, IN, NH, NV, PA, NY & WA State residents Optional Benefit: Cancel For Any Reason 75% of non-refundable trip costs 50% of non-refundable trip costs Money Back Guarantee 14 days Trip Cancellation (per person) Up to the insured amount Trip Interruption (per person) Up to 150% of the insured amount Emergency Medical (per person) - Travel Guard can advance payment to a medical facility if needed to secure Your admission $25,000 Primary $50,000 Primary Emergency Medical Evacuation / Repatriation (per person) $500,000 $1,000,000 Emergency Dental Treatment for Accidental Injury (per person) $500 Your deadline to waive the Pre-Existing Condition exclusion Your Initial Trip Deposit Date plus 14 calendar days Pre-Existing Condition Lookback Period 180 Days 60 Days Travel Baggage (per person) $1,000 $2,500 Travel Baggage Delay (per person) $300 (after 12 hours) $500 (after 12 hours) Travel Delay (per person) $750 (after 5 hours) $150 per day $1,000 (after 5 hours) $200 per day Missed Connection (per person) $250 (after 3 hours) $500 (after 3 hours) 24 Hour AD&D (per person) $10,000 $50,000 Rental Car Collision / Loss Damage Waiver Yes, as a separate plan 24-hr Accidental Death & Dismemberment (per person) $10,000 $50,000 24-hour Assistance Services Yes Flight Accident Insurance (per person) You can get up to $1,500,000 per traveler as separate plans Travel Supplier Financial Default 14 Day Wait if purchased by your Initial Trip Deposit Date plus 14 calendar days Terrorist Incident coverage in Itinerary City "...in a city to which you were scheduled to arrive within 30 days" The Medical Upgrade Plan Details: • Double your medical coverage to $50,000 Primary • Get Hospital of Your choice Emergency Evacuation • Double your medical coverage to $100,000 Primary • Get Hospital of Your choice Emergency Evacuation Insurance Underwriter National Union Fire Insurance Company (A Rated) Secure online order form link (you don't pay extra fees using us) Go to the Protect Assist Gold secure online order form Go to the Cruise, Tour & Travel Platinum secure online order form Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854. Here's How Travel Guard's Cancel For Any Reason Benefit Works: You can cancel your Trip for any reason not otherwise covered by the policy and be reimbursed for up to 75% of the prepaid, forfeited, nonrefundable Payments or Deposits you paid for your Trip. You must cancel Your Trip more than two (2) days prior to Your Scheduled Departure Date. Scheduled Penalty Amount Travel Guard Protect Assist Gold plan Any Penalty Amount pays 50% of the scheduled penalty at the time of trip cancellation The Deadline to Get the CFAR Benefit No later than 14 days after your initial trip payment The Cancel For Any Reason benefit's cost is 40% extra for the Travel Guard Protect Assist Gold plan  You must fulfill these requirements to have the Cancel For Any Reason Benefit:  1) Your enrollment form and premium payment is received (or, if mailed, is post-marked) within 14 days of the date your initial deposit/payment for your Trip is received; and  2) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 7 days of the payment for those arrangements the cost of any subsequent arrangements (or any other subsequent arrangements not made through your travel agent) added to your Trip; and  3) You are not disabled from travel at the time you pay your premium; and  4) You cancel your Trip more than two (2) days prior to Your Scheduled Departure Date. Important: If you insure an amount less than your total prepaid trip costs that are subject to cancellation penalties or restriction there will be no coverage available under the Optional Cancel For Any Reason Benefit, if purchased. Here are the Cruise, Tour & Travel Platinum Plan prices for residents of all States except: CT, FL, IN, NH, NV, NY, PA & WA Click here if you live in CT, FL, IN, NH, NV or PA Take note of this important Travel Guard Cruise, Tour & Travel Platinum Plan pricing information: The table contains rates for Trip costs up to $10,000 per person. Click here to get the prices from $10,001 to $100,000 per person $0 Trip Cost band does not include Trip Cancellation and Trip Interruption You have to add 50% (or multiply it by 1.5) to the Cruise, Tour & Travel Platinum rates to get the optional Cancel For Any Reason Benefit's cost You can double the Emergency Medical to $100,000, the Emergency Medical Transportation to $1,000,000 plus upgrade the medical to Primary for $11 - $44 per person, depending on their age It's the same price for a trip of up to 30 days Travel Guard has a $7 non-refundable policy fee (not per person) you need to add to the prices below The daily per person rates for a 31 - 365 days' trip are $5 - $10 depending on your age Here's the Travel Guard Cruise, Tour & Travel secure online order form The Travel Guard Cruise, Tour & Travel Platinum Plan's Prices: Per Person Trip Cost Ages 0 - 34 Ages 35 - 59 Ages 60 - 69 Ages 70 - 74 Ages 75 - 79 Ages 80 - 84 Ages 85+ $0 26 30 44 54 70 125 133 $1 - 250 31 36 53 62 81 138 145 $25 - 500 36 42 62 71 92 147 152 $501 - 1,000 62 75 104 127 160 239 245 $1,001 - 1,500 90 103 146 179 234 360 372 $1,501 - 2,000 116 143 187 229 312 478 491 $2,001 - 2,500 145 178 229 296 392 597 614 $2,501 - 3,000 170 214 272 356 471 720 738 $3,001 - 3,500 200 264 314 417 566 840 862 $3,501 - 4,000 222 299 356 477 648 918 929 $4,001 - 4,500 248 339 397 552 750 1,033 1,045 $4,501 - 5,000 272 375 440 614 839 1,197 1,232 $5,001 - 5,500 321 430 483 675 893 1,287 1,341 $5,501 - 6,000 344 461 541 737 976 1,301 1,355 $6,001 - 6,500 371 518 588 823 1,052 1,435 1,499 $6,501 - 7,000 403 554 633 887 1,138 1,604 1,689 $7,001 - 8,000 461 613 721 983 1,262 1,798 1,899 $8,001 - 9,000 532 714 814 1,110 1,426 1,922 1,999 $9,001 - 10,000 611 810 907 1,238 1,588 2,271 2,399 Click here to get the up to $100,000 per person prices Medical Upgrade, with Hospital of Choice, to $100,000 Total Coverage $11 15 21 26 32 37 44 Per Day Rate for Trips Over 30 Days $5 5 6 7 8 9 10 Click here to go directly to Travel Guard's Cruise, Tour & Travel Platinum online quote and purchase page Here are the Protect Assist Gold Plan prices for residents of all States except: CT, FL, IN, NH, NV, NY, PA & WA Click here if you live in CT, FL, IN, NH, NV or PA Take note of this important Travel Guard Protect Assist Gold Plan pricing information: The table contains rates for Trip costs up to $10,000 per person. Click here to get the prices from $10,001 to $100,000 per person $0 Trip Cost band does not include Trip Cancellation and Trip Interruption You have to add 40% (or multiply it by 1.4) to the Protect Assist Gold rates to get the optional Cancel For Any Reason Benefit's cost You can double the Emergency Medical to $50,000, the Emergency Medical Transportation to $1,000,000 plus upgrade the medical to Primary for $15 - $63 per person, depending on their age It's the same price for a trip of up to 30 days Travel Guard has a $7 non-refundable policy fee (not per person) you need to add to the prices below The daily per person rates for a 31 - 365 days' trip are $4 - $7 depending on your age Here's the Travel Guard Protect Assist secure online order form The Travel Guard Protect Assist Gold Plan's Prices: Per Person Trip Cost Ages 0 - 34 Ages 35 - 59 Ages 60 - 69 Ages 70 - 74 Ages 75 - 79 Ages 80 - 84 Ages 85+ $0 19 29 37 49 61 97 103 $1 - 250 23 32 38 52 63 100 109 $251 - 500 25 36 41 54 65 104 120 $501 - 1,000 41 52 66 91 112 163 182 $1,001 - 1,500 53 71 91 124 158 217 258 $1,501 - 2,000 72 95 125 175 216 280 331 $2,001 - 2,500 92 120 155 257 308 342 403 $2,501 - 3,000 111 141 184 333 383 404 476 $3,001 - 3,500 130 150 215 373 429 469 553 $3,501 - 4,000 148 164 244 414 455 580 632 $4,001 - 4,500 165 187 308 445 490 616 693 $4,501 - 5,000 184 209 346 476 524 697 765 $5,001 - 5,500 211 247 380 507 560 821 894 $5,501 - 6,000 239 284 414 538 590 850 925 $6,001 - 6,500 260 311 451 573 637 905 985 $6,501 - 7,000 281 337 489 618 684 964 1,057 $7,001 - 8,000 309 368 551 705 878 1,171 1,274 $8,001 - 9,000 347 399 614 798 995 1,336 1,454 $9,001 - 10,000 384 429 675 880 1,118 1,498 1,629 Click here to get the up to $100,000 per person prices Medical Upgrade, with Hospital of Choice, to $50,000 Total Coverage $13 18 24 32 42 54 65 Per Day Rate for Trips Over 30 Days $4 5 5 6 6 7 8 Click here to go directly to Protect Assist Gold's secure online quote and purchase page Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854. PS - Steve has some Free Gifts & Fun Stuff for you to enjoy just for visiting TripInsuranceStore.com PPS -  Read Steve's Blog or you can Subscribe to Steve's blog here TripInsuranceStore.com's Trustworthy Travel Insurance Companies Get side-by-side plan & price comparisons Can't find what you need? Try TripInsuranceStore.com's Search Page: Recommend this page PS - Even though TripInsuranceStore.com is world's the most informative travel insurance website, you are still responsible to know what's in your policy's Certificate of Coverage. Click here to get each plan's Certificate of Coverage.