*** IMPORTANT ***: Travel Guard is having an online processing problem for ordering the Rental Car CDW Insurance plan through 7-7-08. You can still get it over the phone. To order, call us toll free at 1-888-407-3854 (we will be here after hours, too) |
You're responsible if your rental car's damaged while you have it. This $9 per day Rental Car CDW Insurance plan covers repair of the rental car's physical damage and Daily "Loss of Use" charges while the vehicle's being repaired. |
What Is A Rental Car Collision Damage Waiver? And How Does It Work?
A Collision Damage Waiver is damage insurance and "Loss of Use" coverage for cars (not trucks, not passenger vans, not exotic vehicles, not off road vehicles). You get $35,000 coverage. You're covered on a per vehicle, per calendar day, not per person basis.
This $9 per day Rental Car CDW Insurance plan covers repair covers repair of the rental car's physical damage and Daily "Loss of Use" charges while the vehicle's being repaired. A Collision Damage Waiver is not Liability nor Medical coverage - it does not cover damage to property or injuries.
You know how it feels when you're renting a car and they're nickel & diming you to death with all those extra costs like sales tax, tourist tax, fuel surcharges, $20 - $30 a day collision damage waiver...? That's almost as much as you're paying for the car rental in the first place!
Why Is This Collision Damage Waiver
Just $9 Per Calendar Day & Not $28 A Day?
This CDW plan only works when you're taking a trip at least 100 miles from home. Since most accidents happen within 25 miles of home, the risk is lower and that means your cost is lower.
Here are the Collision Damage Waiver highlights:
You can not get this when you're renting an off road vehicle, exotic vehicles or any vehicle registered or licensed as a truck. See the Certificate of Coverage for all excluded vehicles You have to be taking a business or pleasure trip and going at least 100 miles from home - not renting a car for local use There's only a $250 deductible You & all other drivers listed on the rental agreement must have lived in the US or Canada for 6 months to be an eligible covered driver Any US or Canadian Resident holding a legal Drivers License can get this except New York, Oregon and Washington State residents It's cheap - $9 per vehicle per day You get $35,000 coverage You can get this any time before you sign the Rental Car Agreement You have to cover all the calendar days you have the car - even partial calendar days Claims are paid Income Tax-Free - You aren't taxed on the benefit received You're covered from the time you pick up you car to the time you return your car (each calendar day) You can't be turned down because of your health Loss of use is covered This can supplement your regular Travel Insurance You can use either a credit or a debit card with the online purchase link |
*** IMPORTANT ***: Travel Guard is having an online processing problem for ordering the Rental Car CDW Insurance plan through 7-7-08. You can still get it over the phone. To order, call us toll free at 1-888-407-3854 (we will be here after hours, too) |
Here's A Example Of How You Will Save Money:
|
Rental Car Company's CDW |
Trip Insurance Store's CDW |
Daily Cost |
$28 per 24 hour period |
$9 per calendar day |
Car Rental Dates |
November 1 to November 8 |
Number of Coverage Days |
7 - 24 hour periods |
8 calendar days |
Total CDW Cost |
$196 |
$75 ($72 + $3 policy fee) |
You Save: |
$121
Click here to start saving money today |
Skip the details, Buy Now
Click here to download or read the Certificate of Coverage. After you enter your State or Province, scroll down to "Renter's Collision Insurance" and click the "More Info" button.
Common questions:
Q. Does this coverage include Liability or Medical Coverage?
A. No, coverage is only for damage to the rental car and Loss of Use.
Q. What proof do I need to furnish showing I went on a trip?
A. The destination is typically listed on the rental car agreement. That is one proof. Another would be any receipt (restaurant, gas or other purchases) while you were away.
Q. Is there a deductible?
A. Yes. The deductible is $250.
Q. My car rental company says I can only purchase coverage through them. Is this true?
A. Relax. If a car rental company refuses to allow you to use this coverage, please feel free to have them contact us toll free at 1-800-826-1300 for verification.
Q. Does this coverage cover me anywhere I rent a car?
A. No. This Collision Damage Waiver is available for travel in the United States and most foreign countries. Coverage is not applicable where precluded by law or in violation of the territorial terms of the rental agreement or prohibited by individual merchants.
Q. When does the coverage begin?
A. The coverage begins the first day you get your rental car and ends the day you return the vehicle.
Q. Are my personal items in the car covered if they are stolen?
A. No. Coverage is only for the rental car.
Q. How do I file a claim?
A. Report all claims immediately by calling 1-800-826-1300. Please be sure to report all accidents to the local police and save copies of the police reports and all receipts.
*** IMPORTANT ***: Travel Guard is having an online processing problem for ordering the Rental Car CDW Insurance plan through 7-7-08. You can still get it over the phone. To order, call us toll free at 1-888-407-3854 (we will be here after hours, too) |
Click here to get the Rental Car Coverage
Ready to Order? It's easy (and safe) to do online or over the telephone - just call Steve, Tara, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
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