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No More Expensive Rental Car Collision Loss Damage Waivers! Save Money Instantly With this $9 per day Rental Car CDW plan which covers the rental car's damage & daily "Loss of Use" charges while the car's being repaired. There's no minimum age limit, either.

Neil, Fort Wayne, Indiana says, "I saved $300 on my car rental with your CDW insurance."

What Is A Rental Car Collision / Loss Damage Waiver?
And How Does It Work?

You know how it feels when you're renting a car and they're nickel & diming you to death with all those extra costs like sales tax, tourist tax, fuel surcharges, $20 - $30 a day collision damage waiver...? That's almost as much as you're paying for the car rental in the first place!

This Collision Damage Waiver covers up to $35,000 damage and "Loss of Use" for to your rental car (not SUVs, not trucks, not passenger vans, not exotic vehicles, not off road vehicles).

This $9 per day Rental Car CDW Insurance plan covers repair of the rental car's physical damage and Daily "Loss of Use" charges while the vehicle's being repaired. A Collision Damage Waiver is not Liability nor Medical coverage - it does not cover damage to property or injuries:

  • If you're driving and hit a deer, your car will be damaged, but the deer won't sue you. Our Rental Car Collision Damage Waiver will pay for:

    1. The rental car's damage and

    2. Daily "Loss of Use" charges while the car's being repaired

  • If you're driving and hit a Police Car (uh-oh), your car will be damaged, the Police Car will be damaged and, at best the Police Officer will just have minor injuries

    Our Rental Car Collision Damage Waiver will not pay for the property damage, personal injury nor liability. Either:

    1. Your own Auto Insurance will cover property damage & liability, or

    2. Get property damage and liability coverage from the rental car agency.

Why Is This Collision Damage Waiver
Just $9 Per Calendar Day & Not $28 A Day?

This CDW plan only covers you if you're going on a trip taking you at least 100 miles from home. Since most accidents happen within 25 miles of home, the risk is lower and that means your cost is lower.

Here are the Collision Damage Waiver highlights:

  • You can not get this when you're renting an off road vehicle, SUV, exotic vehicles or any vehicle registered or licensed as a truck. See the Certificate of Coverage for all excluded vehicles

  • You have to be taking a business or pleasure trip and going at least 100 miles from home - not renting a car for local use

  • There's only a $250 deductible

  • You & all other drivers listed on the rental agreement must have a US or Canada mailing address and live in the US (except Puerto Rico, Kansas, New Hampshire & Texas residents) or Canada to be eligible for this CDW plan

  • Any age US or Canadian Resident holding a legal Drivers License can get this except Puerto Rico, Kansas, New Hampshire & Texas State residents

  • It's cheap - $9 per vehicle per day

  • You get $35,000 coverage

  • You can get this any time before you sign the Rental Car Agreement

  • You have to cover all the calendar days you have the car - even partial calendar days

  • Claims are paid Income Tax-Free - You aren't taxed on the benefit received

  • You're covered from the time you pick up you car to the time you return your car (each calendar day)

  • You can't be turned down because of your health

  • Loss of use is covered

  • This CDW does not cover theft or stolen vehicles

  • This can supplement your regular Travel Insurance

  • National Union Fire Insurance Company (A Rated) is the Insurance Underwriter

  • You can use either a credit or a debit card with the online purchase link

Here's A Example Of How You Will Save Money:

Rental Car Company's CDW

Trip Insurance Store's CDW

Daily Cost

$28 per 24 hour period

$9 per calendar day

Car Rental Dates

November 1 to November 8

Number of Coverage Days

7 - 24 hour periods

8 calendar days

Total CDW Cost

$196

$75 ($72 + $3 policy fee)

You Save:

$121
Click here to start saving money today

Skip the details, Buy Now

Click here to download or read the Certificate of Coverage. After you enter your State or Province, scroll down to "Renter's Collision Insurance" and click the "More Info" button.

Common questions:

Q. Does this coverage include Liability or Medical Coverage?
A. No, coverage is only for damage to the rental car and Loss of Use.

Q. Does this cover me anytime I rent a car?
A. No, coverage is only for use of a rental car while on a trip. "Trip" means a period of round-Trip travel away from home home to a destination outside the Insured's city of residence; the purpose of the Trip is business or pleasure and is not to obtain health care or treatment of any kind; the Trip has defined departure and return dates specified when the Insured applies; the Trip does not exceed 180 days; and the Insured's destination is not to another home.

Q. What proof do I need to furnish showing I went on a trip?
A. The destination is typically listed on the rental car agreement. That is one proof. Another would be any receipt (restaurant, gas or other purchases) while you were away.

Q. Is there a deductible?
A. Yes. The deductible is $250.

Q. My car rental company says I can only purchase coverage through them. Is this true?
A. Relax. If a car rental company refuses to allow you to use this coverage, please feel free to have them contact us toll free for verification.

Q. Does this coverage cover me anywhere I rent a car?
A. No. This Collision Damage Waiver is available for travel in the United States and most foreign countries except Jamaica. Coverage is not applicable where precluded by law or in violation of the territorial terms of the rental agreement or prohibited by individual merchants. For example, Ireland has some kind of government regulation against foreign insurance.

Q. When does the coverage begin?
A. The coverage begins the first day you get your rental car and ends the day you return the vehicle.

Q. Are my personal items in the car covered if they are stolen?
A. No. Coverage is only for the rental car.

Q. How do I file a claim?
A. Report all claims immediately. Please be sure to report all accidents to the local police and save copies of the police reports and all receipts.

Q. I don't need $35,000 coverage. Can I get less?
A. Yes, we have the same plan with $10,000 maximum coverage for $7 per calendar day plus the $3 policy fee. Click here to order the $7 per calendar day plan.


Ready to Order? It's easy (and safe) to order online or over the telephone - just call Steve, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.

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PS - Even though TripInsuranceStore.com is world's the most informative travel insurance website, you are still responsible to know what's in your policy's Certificate of Coverage. Click here to get each plan's Certificate of Coverage.