We understand that buying any insurance is a risk. You are trading a known certainty (your hard earned money) for an unknown quantity - the promise of the insurance policy doing what it says it will do. That's why we pre-screen our plans to bring you only the most advantageous choices. Plus, all our insurance plans come with our Satisfaction Guarantee. |
You Get A 100% Unconditional Ironclad Money Back Smile of Satisfaction Guarantee
Satisfaction Guaranteed: Thoroughly examine your policy for 10 days. You must wear the smile of satisfaction, or it's no sale. Can you ask more! There are no strings attached to it. Use your travel insurance 10 days. If you don't want to keep it - if you would rather protect yourself another way - cancel the policy and get your money (as long as it's before your policy's departure date).
Wear The Smile of Satisfaction
Some policies have a non-refundable (from the insurance provider) policy fee. However, that doesn't mean you'll lose the policy fee. TripInsuranceStore.com will refund you the $5, $6 or $8 non-refundable policy fee if you return your policy. You need to notify us directly so we can cheerfully send you your policy fee refund.
Travel Insurance Policy Refund / Free Look Periods
All insurance contracts have a "Free Look Period". This is the number of days you can examine your policy and decide to cancel it for a refund. You don't have to give a reason to cancel your policy either. You just need to do it within the deadline to get a refund.
Why can't I cancel my travel insurance policy anytime and get a refund?
The reason is that when you buy travel insurance you are transferring the risk of losing money to the insurance company if something happens to you. Let's say you get the policy one year before you leave. You never got hurt or sick, so you decide to cancel it the day before you leave. That'd be foolish of the insurance company to give you a refund trip because they carried your trip cancellation risk for a year.
It's just like having auto insurance for years and wanting a refund on it because you never had an accident.
What do I do if my trip changes after the Free Look Period?
All the plans we offer will allow you to both change your travel dates to a new trip and let you decrease or increase your covered trip cost with the correct documentation. You must make the change before your origanal departure date. Plus, if you want to keep the pre-existing medical condition waiver, you'll need to increase your trip cost within seven calendar days of incurring a higher non-refundable trip cost.
The key date to remember is the travel insurance policy's purchase date. Here's an example: On September 26th someone buys a trip insurance policy. On March 14th they decide to cancel their trip and they call us saying, "I want a full refund on my policy". They can't get a refund. They can change the policy's dates to cover a different trip.
Important information: You can't return your policy for a refund if you've already left on your trip.
Here's Each Company's Policy Refund / Free Look Period:
Why Do You Need TripInsuranceStore.com?
- You Deserve Personal Service: You can call Steve (the Travel Insurance Guru), Tara, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854 for advice & recommendations. When was the last time a website (or any business) encouraged, wanted or begged you to call?
- You Can Research & See The Plan Details: You can browse or study plans from the 6 reputable travel insurance companies we trust. They are CSA, HTH, Travelex, Travel Guard, Travel Insured and Travel Safe
- You Get Side-By-Side Comparisons: You get detailed side-by-side travel insurance quotes - not awkward top to bottom tables. Click here for your free quotes.
- You Can Order Safely Online: All orders are processed with 128-bit Military Grade Encryption Algorithms.
- You Will Enjoy Ongoing Service: You can count on us to be here for you after the sale. We even call you a few days before you leave to make sure you have your insurance information. Tell us if you have any changes, questions or need help with a claim. Remember, you can always call or contact us here. You can read what many others like you say about us, too.
Want the right travel insurance plan for your trip? Make one easy toll free phone call to Steve, Tara, Deanna, Becky, Teresa or Mary at 1-888-407-3854 (US & Canada) or 507-214-3854. 8 am - 10 pm Eastern time. Fast service.
Ready to Order? It's easy (and safe) to do online or over the telephone - just call Steve, Tara, Deanna, Becky, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.
PS - Steve has some Free Gifts for you just for visiting TripInsuranceStore.com
PPS - Steve also has a blog called "Who Else Wants To Understand Travel Insurance? Read it here. Or, you can
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